5 Ways to Protect your PayPal Account from being Banned

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Disclosure: Our content is reader-focused. This means that we write on topics our readers actually request for. Sometimes, we may also receive contributions from fellow freelancers in the academic writing space.

In the academic writing industry, many essay writers rely on platforms like PayPal to receive payments for their services. However, PayPal has strict policies regarding services that may violate their terms of use, particularly those involving academic work.

Writers who provide assignment help services often face the challenge of account suspensions, freezes, or bans—leaving them without access to their hard-earned money.

In this blog post, we’ll explore the issue and provide practical tips on how to avoid PayPal from banning your account while continuing to grow your academic writing business.

Why PayPal Bans Essay Writers

PayPal has a strong stance against transactions that involve certain services, and essay writing services, particularly those providing academic assistance, often fall under this category.

According to PayPal’s acceptable use policy, any service that promotes “academic dishonesty” may lead to account limitations.

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This means that if PayPal suspects that your services help students cheat, they may suspend or even permanently ban your account.

For essay writers, this can be devastating—especially when large sums of money are frozen in a banned account.

To avoid losing your hard-earned money, it’s crucial to understand how to work within the guidelines or find alternative solutions.

The Risks of PayPal for Essay Writers

1. Account Suspensions or Freezes: PayPal may suspend or freeze accounts that are linked to academic writing services, particularly if the transactions are flagged for violating terms related to academic dishonesty.

2. Loss of Funds: When PayPal bans an account, the money in that account may be held for 180 days before being released. In some cases, the funds may be forfeited altogether.

3. Inability to Receive Payments: A PayPal ban can halt your business operations, as clients will no longer be able to pay you through one of the most popular payment platforms.

How to Avoid PayPal Bans as an Essay Writer

To protect your business from PayPal limitations, follow these strategies:

1. Rebrand Your Services

Be mindful of how you present your academic writing services. Instead of positioning yourself as a provider of “assignment help” or “essay writing services,” consider rebranding as an “editing and tutoring service.”

By focusing on offering advice, tutoring, or editing, you can stay within PayPal’s terms of service, reducing the risk of your account being flagged or even a permanent PayPal ban.

2. Avoid Explicit Descriptions

When invoicing your essay writing clients, avoid using explicit terms like “essay writing” or “assignment completion.” Instead, use generic terms such as “consulting services” or “writing services” that don’t raise red flags with PayPal’s monitoring system.

3. Diversify Payment Methods

While PayPal is a convenient payment method, essay writers should consider diversifying how they receive payments.

Using alternative essay writers payment methods such as Payoneer or Wise can provide greater flexibility and reduce the risk of losing access to your funds if PayPal decides to ban your account.

If you come from a country with a high likelihood of a PayPal ban (e.g India or Kenya), consider using local PayPal alternatives for writers like Intasend for Kenyans or Razorpay for Indians.

NB: Our academic writing ordering script supports multiple payment gateways to give you the flexibility you need when receiving payments

4. Set Up a PayPal Business Account

Consider setting up a PayPal business account rather than using a personal account. Business PayPal for freelancers tends to be more flexible, and PayPal may give more leeway for transactions related to services.

However, it’s important to remain cautious, as PayPal business accounts for essay writers can still be flagged if PayPal suspects a violation of their terms.

5. Implement Escrow or Payment Processors

Using third-party payment processors or escrow services for writers can provide added protection. These services hold the client’s payment until the work is delivered, offering a layer of security for both the writer and the client.

Platforms like Escrow.com or Fiverr can facilitate secure transactions without involving PayPal directly.

What to Do if PayPal Bans Your Account

If you find that your PayPal account has been banned or suspended, there are a few steps you can take to resolve the issue:

1. Contact Customer Support

Reach out to PayPal’s support team and explain your case. Sometimes, providing additional documentation can help resolve the issue, although reinstatement is not guaranteed.

2. Withdraw Funds

If PayPal has only limited your account, act quickly to withdraw any available funds before they are fully frozen.

3. Switch Payment Methods

Begin using alternative payment methods as soon as possible to avoid further disruptions to your business.

Tip: There are lots of “internet experts” who claim they can recover your banned PayPal account or even offer other PayPal ban solutions. This is all nonsense. The only way to real way to recover a banned PayPal account is by reaching out to support and making your case

Conclusion

While PayPal’s strict policies can pose a challenge for essay writers, there are steps you can take to protect your payments and avoid account suspensions.

Rebranding your services, using alternative payment platforms, and staying within the terms of service are key to ensuring smooth transactions. By taking proactive measures, you can continue to grow your academic writing business without risking a PayPal ban.

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